Federal Direct Loans

A loan is a type of financial aid that you repay. Apply for your Federal Direct Loan online. Start by selecting the student Loans or Parent Loans tab below and follow the directions. After you complete all the steps and become eligible you can check your loan status.

Federal Direct Loans are awarded based on the results of the Free Application For Federal Student Aid (FAFSA), your financial aid budget, other awarded aid, and the SFCC financial aid packaging policy.

Exit Counseling

If you have used a Federal Direct Loan to help finance your education at Spokane Falls Community College, the Federal financial aid regulations require us to provide you with exit counseling information about your loan.

Exit Counseling is located on the Student Loans.gov website. Once you enter the site, click on “Exit Counseling” under the Tools and Resources section.

You will need to use the PIN number you received when you applied for financial aid to complete the exit counseling process. If you have misplaced it, you can request a duplicate on this site.

The Exit Counseling site will provide you with the following information:
  1. Total Direct Loans you have borrowed and our payment schedule
  2. Payment options – estimated monthly payments and payment days
  3. Transferring to another school
  4. Information about other student loans you borrowed
  5. Loan consolidation, deferment and cancellation information
  6. Debt Management and consequences of default
  7. Address and telephone number for your loan servicer, as well as other agencies to help you as a loan borrower
We recommend that you print the pages as you go so you can refer to them during the short quiz you will take at the end of the exit interview. You must successfully pass the quiz in order to be given credit for completing the exit interview. We will receive a list of those borrowers who successfully complete the exit interview.


  • The financial aid office at SFCC will process loans in a timely manner. SFCC will not refuse to certify or delay certification based on choice of lender
  • The financial aid office does not contract with any lender and does not receive any staffing assistance from lenders.
  • Students are advised to borrow loans through the federal student loan programs. Private loans will not be packaged or offered from any specific lender.
  • Employees in the financial aid office are prohibited from receiving gifts from lenders, guaranty agencies or loan servicers.
  • Spokane Falls Community College does not have revenue sharing arrangements with any lender. Advisory boards will not receive compensation from any lender. SFCC prohibits the offer of funds for private loans.